Rehabs that take Anthem in Maryland

Anthem plans commonly include substance use and mental health benefits, but the level of care covered, the number of authorized days and the share you pay all depend on your specific policy. Read your plan's behavioral health section, then call the member services number on your card and ask the facility's admissions staff to confirm what they see when they run your details.

Call the behavioral health number printed on the back of your Anthem card and ask whether the facility you are considering is in network for the exact level of care you need — detox, residential, PHP, IOP or outpatient. Then give the facility your member ID and let their admissions team check on their side; the two answers should match before you commit.

All six Maryland programs listed here report accepting Anthem, and each also reports Aetna, Cigna and Humana. Reporting acceptance is not the same as being in network for your particular plan, so confirm network status with Anthem and with the program before admission.

Detox is often covered when it is judged medically necessary, but many plans require prior authorization and review continued days as treatment progresses. Ask both Anthem and the program what documentation is needed before you arrive, and what happens to coverage if you step down to a lower level of care.

Cost depends on your deductible, coinsurance, out-of-pocket maximum, network status and the setting of care — no accurate figure can be quoted in advance from outside your plan. Request a written estimate from the program's billing office and ask Anthem what your remaining deductible and out-of-pocket maximum are for the current plan year.

Maryland's parity requirements mean plans regulated by the state must treat substance use and mental health benefits comparably to medical and surgical benefits, including in areas like prior authorization and visit limits. Self-funded employer plans fall under federal rules instead, so ask your HR benefits contact which set applies to you.

Many people carry both, and coordination rules decide which pays first. Four of the six programs listed here report accepting Medicaid alongside private insurance, so tell the admissions office about every card you hold and let them and the plans sort out order of payment.

All six of the Maryland programs listed report virtual or telehealth options, which matters if you live on the Eastern Shore or in Western Maryland and a metro drive is not realistic every week. Confirm with Anthem how telehealth behavioral health visits are covered under your plan before you start.