Resources
Insurance, cost and treatment questions, answered plainly.
Coverage
What Is the Mental Health Parity Law?
The Mental Health Parity Law requires insurance plans to cover mental health and addiction treatment as fairly as medical care. Learn what this means for your benefits.
Treatment
What Is Medication-Assisted Treatment (MAT) and Is It Covered?
Medication-assisted treatment (MAT) combines FDA-approved medications with counseling to treat opioid and alcohol use disorders. Most insurance plans cover MAT, but benefits vary—here's what you need to know.
Treatment
Inpatient vs. Outpatient vs. PHP vs. IOP: Levels of Care Explained
Addiction treatment comes in different intensities—from outpatient counseling to round-the-clock residential care. Understanding each level of care can help you find the right fit for your situation and insurance benefits.
Coverage
In-Network vs. Out-of-Network Rehab: What It Means for You
In-network treatment providers have negotiated rates with your insurance plan, usually lowering your out-of-pocket costs. Out-of-network providers may offer more choices but typically cost significantly more. Understanding the difference helps you find care that fits your budget and needs.
Coverage
How to Verify Your Insurance Benefits for Rehab
Step-by-step guidance on how to check what your health insurance covers for addiction and mental-health treatment—and what questions to ask when you call.
Costs
How to Pay for Rehab Without Insurance
Treatment is possible without insurance. Explore Medicaid, sliding-scale clinics, state programs, payment plans, and employer benefits to find affordable options.
Costs
How Much Does Rehab Cost With Insurance?
Rehab costs with insurance depend on your plan's deductible, copay, coinsurance, and whether a facility is in-network. We explain what affects your out-of-pocket costs and how to verify your benefits.
Coverage
Does Medicaid Cover Addiction Treatment?
Medicaid covers addiction and substance-use treatment in all 50 states, though specific services and costs vary by state and plan. Learn what's typically covered and how to check your benefits.
Coverage
Does Health Insurance Cover Rehab?
Most health insurance plans do cover addiction and mental-health treatment, though what's covered varies widely. Understanding your benefits and how to access them is the first step toward getting help.
Treatment
Does Insurance Cover Detox?
Many insurance plans cover medically supervised detox, but coverage varies widely. Here's how to understand your benefits and find out what's included in your plan.