Rehabs that take Magellan Health in Missouri

Most commercial behavioral-health plans include substance use treatment as an essential health benefit, and federal and Missouri parity rules require that those benefits be no more restrictive than medical and surgical ones. What that means in dollars, days and prior-authorization steps still depends on your specific policy, so confirm the details with the number on your card before you commit to a program.

Call the behavioral-health number printed on your insurance card and ask whether the facility is in network for the exact level of care you need, whether prior authorization is required, and what your deductible and coinsurance look like this plan year. Then call the facility's admissions line and ask them to run the same check independently — facilities bill these plans daily and often catch details a member cannot see.

Withdrawal management is usually covered as a distinct level of care with its own authorization, separate from the residential stay that may follow. Ask specifically about detox rather than about rehab generally, because approval for one does not automatically extend to the other.

Nobody can quote you a figure in advance. What you pay for alcohol treatment depends on your deductible, your coinsurance, your out-of-pocket maximum, whether the facility is in network, and how many days are authorized — ask your insurer for those four numbers and ask the facility for a written estimate.

Yes, and it is common in Missouri. People in the Bootheel, the Ozarks and the northern counties routinely drive to St. Louis, Kansas City, Springfield or Columbia for residential care, then transition to outpatient or telehealth closer to home.

Some Missouri programs bill MO HealthNet, Missouri's Medicaid program, and some bill commercial plans; a number do both. Two of the three centers listed here report accepting Medicaid and two report accepting private insurance, so ask each facility which payer it can bill for your situation.

Two of the three Missouri centers listed here report serving adolescents aged 13 to 17, and all three offer family therapy. Youth residential beds are limited statewide, so calling several programs at once is reasonable.

Every Missouri facility in this directory reports treating co-occurring disorders, along with depression and PTSD or trauma; two also report treating anxiety. Say so on your first call, because it affects which unit and which authorization apply.