Rehabs that take Optum in Colorado

Most Optum plans include some level of substance use and mental health benefit, but the specifics — which levels of care, how many days, what prior authorization is required — depend on your individual policy. Call the behavioral health number printed on your member card and ask about your benefit for each level of care you are considering, then confirm the same details with the facility.

Every one of the 15 Colorado facilities in this directory reports accepting Optum. That is what the facility told the directory, not a confirmation of network status for your specific plan, so ask the admissions office directly whether they are in network for your policy and group number before you commit.

Have your member ID card in hand and call the behavioral health line on the back. Ask whether the facility is in network, whether prior authorization is needed for detox, inpatient or IOP, and what your deductible and coinsurance look like this plan year — then ask the facility to run its own verification and compare the two answers.

Cost depends entirely on your plan design — deductible, coinsurance, out-of-pocket maximum and whether the program is in network. No honest figure can be quoted in advance, so ask both your insurer and the facility's billing office for a written estimate for the specific level of care recommended.

Medically supervised withdrawal is a distinct level of care with its own authorization rules, and coverage for it can differ from coverage for the residential stay that may follow. Ask specifically about detox when you call, and ask whether the facility admits directly to detox or requires an assessment first.

Some facilities hold contracts with both Health First Colorado and commercial payers; 10 of the 15 listings here report accepting Medicaid alongside private insurance. If you have both, ask the facility how it coordinates the two and which one bills first, because that affects what you are asked to pay up front.

Distance is common in Colorado, and many programs offer virtual outpatient sessions so people on the Western Slope or in mountain towns are not driving passes in winter. Ask whether the program is licensed to treat you at your Colorado address and whether your plan covers telehealth behavioral health at the same benefit level as in-person visits.

Ask about in-network status, prior authorization, wait time for a bed or a group slot, whether they treat your primary substance and any co-occurring condition, and what happens if your authorization runs out mid-stay. Written answers, or notes with names and dates, are worth keeping.