Newport Academy St. Cloud
St Cloud, Minnesota
MultiPlan-reporting facilities list military TRICARE as a payment option far more often than the directory as a whole — 84% compared with 49%. For families weighing coverage options, that pairing broadens what a plan might combine with, and it's a distinction worth noting alongside whatever a facility separately confirms about accepted insurance. 452 treatment centers reporting MultiPlan.

St Cloud, Minnesota
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MultiPlan works differently than a typical insurance carrier — it's a network organization that partners with health plans and employers to offer negotiated rates at participating facilities, rather than issuing policies itself. Someone whose coverage runs through MultiPlan may find it listed alongside their actual insurer on plan paperwork, which can make it easy to overlook when searching for treatment options. Facilities reporting MultiPlan here span a range of levels of care, from detox through outpatient support.
People whose plans route through MultiPlan often carry other coverage details worth noting, such as military-related payment options, alongside it. What varies most from one state to the next is how insurance-parity laws shape which addiction services a plan built around a network like this must cover, so the same MultiPlan-linked plan can look different depending on where a facility operates.
The plan tied to a MultiPlan network, along with the specific level of care needed, changes what a person should expect to find covered. A detox stay, residential program and outpatient therapy each get evaluated differently by the same underlying plan.
Before committing to a program, ask directly whether it currently accepts the individual's specific MultiPlan network or PPO product, since MultiPlan itself is a network umbrella rather than a single insurance plan. Also ask how the facility handles pre-authorization and what happens if a stay extends beyond what was first approved.
Never assume a facility's claim of accepting MultiPlan means full coverage for a particular plan, since benefits and network participation can vary by state and by the employer or individual policy behind the MultiPlan network. Verify current in-network status and benefit details with the insurer and the facility rather than relying on a listing alone.
People commonly skip confirming whether a facility is in-network for their specific plan year, since network agreements change and a past acceptance does not guarantee current status. It's also easy to overlook asking about out-of-pocket costs for services outside the core treatment, like lab work or medication management.
and 1 more
Reported by 444 of the 452 listed here.
and 15 more
Reported by 447 of the 452 listed here.
and 8 more
Based on the 358 that report it; others have not said.
and 11 more
Reported by 452 of the 452 listed here.
Based on the 282 that report it; others have not said.
and 15 more
Based on the 401 that report it; others have not said.
15 of the 452 that report it — 3.3%, against 0.47% across the directory.
88 of the 358 that report it — 25%, against 2.8% across the directory.
34 of the 447 that report it — 7.6%, against 0.52% across the directory.
452 of the 452 that report it — 100%, against 2.7% across the directory.
375 of the 444 that report it — 84%, against 49% across the directory.
Often, at least in part — but only the facility and your insurer can tell you what your specific plan covers, whether that facility is in network, and what you would pay. Ask both directly before you commit. This directory lists what facilities report about the plans they accept; it does not verify coverage or check benefits on anyone’s behalf.
It varies by the level of care, the length of stay and what your insurance covers, so any single figure would be misleading. Facilities can quote you directly, and many discuss payment plans or sliding-scale fees when asked.
Use the contact details on the facility’s own listing and speak to them directly. This is a directory, not a referral line — there is no advisor here, and nobody is paid to route you to a particular program.
MultiPlan is a network and claims-repricing organization that partners with many health insurance carriers rather than selling policies of its own, so its rehab benefits actually come from the underlying insurance plan that uses its network. Whether a facility is considered in-network depends on that specific plan's arrangement with MultiPlan, so it is worth confirming directly with the insurer or the facility.
MultiPlan agreements are commonly attached to PPO-style plans, so it can potentially apply across levels of care like detox, residential, PHP, IOP or outpatient treatment, but which levels are actually covered depends on the individual policy. Checking the plan's summary of benefits or calling the insurer directly is the only reliable way to know what applies.
MultiPlan tends to suit people whose employer or marketplace plan already routes through its network, since the plan itself determines rehab benefits rather than MultiPlan setting them independently. Someone with a different carrier's network, or with a plan that does not use MultiPlan at all, would need to check their own policy instead of assuming MultiPlan applies.
Out-of-pocket costs with a MultiPlan-linked plan usually work like other insurance-based treatment: a deductible, copay or coinsurance amount set by the specific policy rather than by MultiPlan itself. Because these figures vary widely by plan, confirming exact numbers with the insurer or the facility's billing office before starting treatment is the safest approach.
State insurance-parity and mental-health parity laws can shape what a MultiPlan-linked plan is required to cover for addiction treatment, and these requirements differ from one state to another. A reader relocating or comparing options in a different state should check that state's parity rules along with their plan's specific benefits, since neither MultiPlan nor a facility's listing can override what state law requires.
Malibu, California
Madeira Beach, Florida
Monument, Colorado